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What Is a Personal Injury Claim? A personal injury claim is a person suffering physical or emotional harm due to another's negligence. The victim may be entitled to compensation for medical bills as well as pain, suffering and lost wages. Other expenses could include travel costs for appointments, home modifications, and expenses for care for permanent impairments or disabilities. Some victims may also be able to claim special damages for mental pain. Damages Personal injury claims seek to recover compensation for the damages an injured party has suffered due to the negligence of an individual or another. A victim may be able to recover damages for both economic and non-economic losses. The amount of reimbursement depends on the severity of the accident and the nature of injuries sustained. Compensation can cover expenses like medical costs and loss of earnings and could also include damages for physical impairment, as well as emotional distress. Punitive damages are possible in cases of extreme negligence. In a personal injury lawsuit, compensation is divided into two categories namely special damages and general damages. The financial losses and expenses incurred are referred to as special damages, and they are usually quantifiable in dollars. Keep accurate records and receipts for any losses or expenses will help to maximize the amount of money that is reimbursed through special damages. Future damages aren't always easy to estimate due to the fact that they are contingent on the severity of an injury and its expected long-term effects. Our attorneys can collaborate with medical professionals to determine the estimated costs of ongoing treatment, the additional expenses for transportation to and from appointments, and any other modifications or equipment needs that will result from permanent disabilities. General damages are typically more subjective and may include compensation for a victim's suffering and pain due to an accident. This includes compensation for past discomfort and pain, as well as future pain and suffering that is reasonably anticipated in light of the severity of the injury. This is the reason it's essential to have a skilled attorney representing you, as they'll know how to value your claim for pain and suffering and give accurate estimates based on the specifics of your case. Other types of general damages include loss of enjoyment or companionship and emotional distress. Loss of enjoyment damages compensate victims for the negative effect an injury can have on their being in a position to enjoy the activities they used to enjoy. Loss of companionship and emotional distress can be more difficult to quantify, however our lawyers have extensive experience in helping victims establish the proper compensation for these kinds of damages. Medical bills Medical bills can make up a large part of a personal injury settlement, especially when the victim has suffered severe injuries. If the victim of an injury doesn't have preexisting coverage paid by their car insurance or health insurance policy, they will be responsible for the medical costs which were part of the personal injury settlement. The types of medical-related injuries that can be claimed in a personal injury lawsuit include any medical expenses for the victim which includes hospital visits, surgeries and physical therapy, home care and medications. Accident victims can also claim future medical expenses expected to result from their injuries. These expenses could include surgeries, rehabilitation treatments or the requirement for long term medication. It is vital that accident victims stay up-to-date with their treatment, and communicate fully with their physicians. This will help show that the pain and suffering they are suffering from has a worth. In addition, staying current with treatment options can help a victim of an accident to recover quicker and is crucial in proving the validity of their claim for pain and suffering. In some cases, the medical bills can be so significant that they will overtake the total settlement of a plaintiff. A lien reduction lawyer will assist in negotiating the outstanding medical charges so that the victim can get more money. Non-economic damages can be just as important as the amount in dollars of a person's medical expenses. They could include emotional distress, loss of enjoyment of life and loss of consortium. These damages are hard to quantify, but they could be compensated. If you are pursuing a claim for personal injury, it's essential to work closely an attorney for injury to ensure that all of your losses are considered. Suffering and pain Personal injury claims cover damages for physical pain and mental suffering. It may also cover other damages such as loss of enjoyment of life. Pain and suffering is one of the types of damages that are subjective that can be difficult to quantify and prove. It's a crucial part of a personal injuries claim. In most personal injury cases the plaintiff has the ability to claim both economic and non-economic compensatory damages. The first is tangible losses, such as medical expenses and lost wages. The latter include the loss of suffering and pain, in consortium, inconvenience, out-of-pocket costs and other losses that are not monetary. Non-economic damages are also referred to as “pain & suffering” and are not able to be proven by receipts. They don't have an attached dollar amount. It is up to the jury to decide what is a fair amount to award. A judge is often reluctant to change the jury's pain and suffering award. A jury or judge can use several methods to calculate the amount of pain and suffering. The multiplier method involves multiplying actual damages by a certain number based on the seriousness of the injuries. The per diem method assigns a dollar amount for each day of recovery until they reach maximum medical recovery. It is important to provide as much documentation as is possible regardless of whether you employ the multiplier method or the per-diem method. Included in this are medical documents, photographs and witness testimony. Additionally, you should keep a journal detailing your injuries and how they affected your life. This will help you remember the details of your case when you need to testify in depositions and hearings. If you are unable reach an agreement with the insurance company, it might be necessary to go to trial in order to solve your case. You can hire an attorney in New York to handle your case. A seasoned lawyer can handle your claim to maximize your settlement for suffering and pain. Loss of wages Lost wages can be a large part of the settlement that injured victims receive from their personal injury claim. This is the amount they would have earned had they not had to take time off work due to their injuries. Most of the time, these losses are temporary and reversible. In some cases however, they may be irreparable and last forever. Most people calculate their lost wages by multiplying their pay rate by the number weeks or days that they were away from work. For example, let's say you usually earn $25 an hour ($1,000 per week) and you were injured in a car accident that prevented you from going to work for four weeks. In this case the loss of earnings would be $4,000. The complexities of personal injury claims may increase, depending on the nature and severity of your injury. For instance, if permanently disabled by the accident and cannot return to your previous job you may be entitled to damages that include your future loss of income and the potential for advancement. In these cases, proving your lost earning potential is as easy as proving that you were able to take jobs in the past with the amount you could have earned. You may also be required to provide other documents to prove that you have lost wages. This could include a verification letter for wages from your employer tax records, tax records, profit and loss statements, receipts or invoices and business bank accounts or financial-related correspondence. Bonuses and commissions may be taken into consideration when calculating your lost wages. In certain instances it is possible that the insurance company might cover your wages lost as a part of your no fault claim or settlement agreement. If this is the situation, you shouldn't be required to bring a personal injury lawsuit in addition to your no fault claim. Consult an experienced personal injury lawyer if were injured in a car accident or other injuries in New York. youtube.com will help you escape the burden of the legal system and ensure that you get compensation for medical bills and lost income, as well as suffering, and other expenses.